Bloom Healthcare articles, sorted by what you are trying to work out

This is the index to everything written here. It is grouped by the question you came with rather than by date, so you can go straight to the piece that answers it.

Most readers arrive with one of five questions: can I get NDIS funding and what does it pay for; how does aged care work now that Support at Home has replaced Home Care Packages; what does a particular therapy actually do; what is happening with children's supports and Thriving Kids; and what happens at an assessment. Each has its own section below.

If you would rather just talk to someone, call 1300 771 465, email hello@bloom-healthcare.com.au, or use the contact form.

Start here

Four articles that answer the most common questions:

NDIS: access, plans and funding

Getting in and understanding the scheme

Making a plan work

The short version of NDIS funding: plans are split into three budgets. Core covers everyday assistance and community participation. Capacity Building funds allied health therapy, most often under the Improved Daily Living category, and is the most flexible of the three. Capital covers assistive technology and home modifications, needs an allied health recommendation, and is the most restricted. The funding hub at /ndis covers this in more detail, and /pricing and /payments deal with cost and billing.

Medicare, and where it differs from the NDIS

Aged care and Support at Home

Support at Home is the Australian Government's in-home aged care program. It replaced Home Care Packages and Short-Term Restorative Care from 1 November 2025. The Commonwealth Home Support Programme is scheduled to transition no earlier than 1 July 2027.

Allied health in aged care

Aged care service pages sit at /aged-care and /support-at-home.

Aged care is not the NDIS. They are separate systems with separate rules, separate assessments and separate funding. Support at Home groups services into clinical supports, independence services and everyday living services. NDIS plans use Core, Capacity Building and Capital budgets. If you are trying to work out which one applies to you, the age at which you first needed support is usually the deciding factor.

Children, early childhood and Thriving Kids

Thriving Kids is a national Australian Government initiative for children aged 8 and under with developmental delay or autism and low to moderate support needs. It sits outside the NDIS. State-based services are scheduled to start from 1 October 2026, reaching scale nationally from 1 January 2028. It has not started yet.

Children with permanent and significant disability or high support needs remain with the NDIS. Thriving Kids is aimed at lower support needs, and access is intended to be based on functional need rather than a formal diagnosis.

The NDIS early childhood approach

The early childhood approach was extended from under 7 to under 9 from 1 July 2023, phased in progressively over the following two years.

Choosing and using paediatric therapy

Service pages: paediatrics, paediatrics 10 to 18 and Thriving Kids Australia.

Autism, ADHD and neurodivergence

The autism service page is at /autism.

The individual therapies

Occupational therapy

Service page: occupational therapy.

Speech pathology

Service page: speech pathology.

Physiotherapy

Service page: physiotherapy.

Exercise physiology

Service page: exercise physiology.

Psychology and counselling

Service page: psychology and counselling.

Dietetics

Service page: dietitian.

Positive behaviour support

Service page: positive behaviour support. Bookings: PBS booking.

Exercise physiology

Psychology and behaviour support

Speech pathology

Assessments, reports and evidence

If you need to justify funding, this is the section that matters.

The assessment service page is at /functional-assessment.

Rights, inclusion and choosing a provider

Rights and policy pages: your rights, supported decision making, advocacy policy, feedback, incident management, accessibility statement, privacy policy.

Beyond the articles

Common questions about finding the right article

I am new to all of this. Where do I actually start?

If the person needing support is under 65, start with Navigating the NDIS. If they are 65 or over, start with How to apply for aged care support. Those two lead into different systems and it is worth getting the branch right before you read anything else.

Is Support at Home part of the NDIS?

No. Support at Home is aged care, run by the Australian Government's aged care system, and it replaced Home Care Packages and Short-Term Restorative Care from 1 November 2025. The NDIS is a separate scheme for people with disability who apply before turning 65. The rules, assessments, budgets and language are all different.

Has Thriving Kids started?

Not yet. State-based services are scheduled to begin from 1 October 2026, with national scale from 1 January 2028. Anything you read describing it as already running is out of date. Children currently on the NDIS stay there for now.

What is the difference between exercise physiology and physiotherapy?

That is the single most-asked comparison here, and there is an article for it: exercise physiology vs physiotherapy.

Should I use Medicare or the NDIS for psychology?

Broadly, Medicare's Better Access is for clinical treatment of a diagnosed mental health condition, and the NDIS is for disability-related supports that build or maintain functional capacity. Many people use both for different purposes, and a single session is funded by one system only. The full explanation is in NDIS psychology vs Medicare.

Which article explains what a functional capacity assessment is?

Understanding functional capacity assessments. It is worth reading before any plan reassessment, because that report is usually the evidence a funding decision rests on.

I turn 65 soon and I am already on the NDIS. What happens?

Turning 65 does not automatically move you out of the NDIS, and existing participants are not automatically transferred to Support at Home. The impact of personalised therapy on ageing populations with disabilities covers this. Speak to your planner or Local Area Coordinator about your own situation before making any change.

Do you have anything on choosing a provider?

Key questions to ask when choosing allied health services in Australia for adults, and How to choose an NDIS paediatric therapy provider for children.

How do I get in touch?

Phone 1300 771 465, email hello@bloom-healthcare.com.au, or use the contact form. For a formal referral, use the referrals page. Hours are Monday to Thursday 7:30am to 6:00pm, Friday 7:30am to 5:00pm, and Saturday by appointment.

Also on this site

What is the Bloom Healthcare blog about?

The Bloom Healthcare blog is an NDIS-focused blog offering insights and health resources on disability services, innovation, Occupational Therapy, Speech Pathology, Psychology, and Exercise Physiology.

How many posts does the Bloom Healthcare blog contain?

The Bloom Healthcare blog contains 96 educational and marketing posts organized by topic.

What topics are covered in Bloom Healthcare's blog posts?

The blog covers topics such as Thriving Kids and child disability policy, early childhood, paediatrics and early intervention, as well as various other service-specific and educational topics related to allied health and NDIS services.

What is the purpose of Bloom Healthcare's blog content?

The blog serves dual purposes: providing educational content with depth and detail about Bloom Healthcare's allied health services, and serving as marketing content that communicates Bloom's expertise and service offerings to prospective clients and families.

What is Bloom Healthcare's website URL for its blog?

The Bloom Healthcare blog is located at https://bloom-healthcare.com.au/blog/.

What is Bloom Healthcare as a company?

Bloom Healthcare is a boutique disability and aged care allied health provider that believes all people have the right to access quality healthcare, with a model focused on evidence-based practice and client centricity delivered by highly qualified health practitioners across Australia.

How can someone contact Bloom Healthcare?

Bloom Healthcare can be contacted by email at hello@bloom-healthcare.com.au or by phone at 1300 771 465.

What is the legal name and size of Bloom Healthcare?

Bloom Healthcare's legal name is Bloom Healthcare Pty Ltd, and it has between 51 and 200 employees.

I am new to all of this. Where do I actually start?

If the person needing support is under 65, start with Navigating the NDIS. If they are 65 or over, start with How to apply for aged care support. Those two lead into different systems and it is worth getting the branch right before you read anything else.

Is Support at Home part of the NDIS?

No. Support at Home is aged care, run by the Australian Government's aged care system, and it replaced Home Care Packages and Short-Term Restorative Care from 1 November 2025. The NDIS is a separate scheme for people with disability who apply before turning 65. The rules, assessments, budgets and language are all different.

Should I use Medicare or the NDIS for psychology?

Broadly, Medicare's Better Access is for clinical treatment of a diagnosed mental health condition, and the NDIS is for disability-related supports that build or maintain functional capacity. Many people use both for different purposes, and a single session is funded by one system only. The full explanation is in NDIS psychology vs Medicare.

Which article explains what a functional capacity assessment is?

Understanding functional capacity assessments. It is worth reading before any plan reassessment, because that report is usually the evidence a funding decision rests on.